At Ready Mortgage, your privacy is extremely important to us. We understand that you entrust us with your personal and private financial information so that we may provide you with financing for your real estate acquisitions. In exchange for your trust, you expect and deserve our commitment to treat your information with the utmost respect and confidentiality. Be assured that we protect your privacy. Under no circumstances will Ready Mortgage sell, share or otherwise provide any personal information about you with any person or organization except: as authorized by you, to other necessary parties in your transaction, or as may be required by law or court order. The Privacy Policy below describes the standards and practices we adhere to in handling information about you and your loan request.
Security
Any sensitive data is gathered via Secure Socket Layer (SSL) connections. The data is stored on a secured server located in a badge access only secured facility.
Personal Information We Collect
There are several areas on our web site or on a loan application where you may be asked to enter personal and non-personal information. We restrict access to the information we obtain about you to only those employees and service providers who need the information to assist with the origination and servicing of your loans through Ready Mortgage. We may also share the information with other necessary parties in your transaction, or as may be required by law or court order.
Information we receive from you on loan requests
When you visit the Ready Mortgage web site to complete a loan application or prequalification form, you will need to provide personal and financial information such as your name, phone number, Social Security Number, e-mail address, street address, and other information, depending on the program you are interested in.
Supplementary information for your loan request
When you complete a prequalification form or loan application it may be necessary for us to supplement the information you provide with information from third party sources. For example, we may use your name and social security number to request a credit report.
Information we receive from the “Contact” section on the www.Ready Mortgage web site
You may contact Ready Mortgage through the “Contact” feature on our website. Participation in this part of the site is completely voluntary and it is up to you to determine which, whether or not to disclose personal information to us through this format. Any personal information we gather from you through your use of the “Contact” feature will not be sold to any person or organization. However, your information may be shared with other parties relevant to your transaction to help resolve any issues you report to us.
Technical information we collect.
In order to ensure we are providing the best possible customer service experience on an Ready Mortgage web site we collect and track certain user information. This facilitates navigation through our web pages.
How your Information is Used
The information we collect from you is used to process your pre-qualification request or loan application. No personal information is shared or sold to any third parties in this process.
Changing your Information
You may be able to change personal information on an active loan or pre-qualification request by contacting our customer service center at info@ReadyMortgage.com or by logging in to your account on the website and changing the information yourself.
Deleting your Information
Even if your loan request is withdrawn, by law, we cannot delete this information. We store all the information you might provide securely. Please reference the section in our Privacy Policy regarding Security for details on how your information is maintained.
Opting Out of Communications
Periodically, Ready Mortgage may send you e-mails regarding new loan programs, web site updates, new properties, changes to our products or services, or other information that we think may be relevant to you. We will NEVER share your e-mail address with third party companies. If you wish to opt out of these types of future e-mail communications contacting our customer service center at info@ReadyMortgage.com or logging in to your account on the website and selecting "Do Not Send Me E-mails".
How our Privacy Policy is Monitored
Periodically Ready Mortgage will hire a third party security company to perform a security audit. Recommendations from these audits will be reviewed and implemented as required.